Spending tonight on my grad school application. I've been really stressed about going back to school because I'll have to take out student loans and going into debt terrifies me. I got into a little credit card debt during college but that's nothing compared to paying for grad school. I have to keep telling myself the ends justify the means but still . . .I'll be almost $60,000 in debt.

I'm also pulling my credit reports tonight. I haven't done that in a long time and want to make sure everything is good. If I'm going to go into debt, I should probably start paying attention to my finances more than I do now. I am the WORST at that. Terrible flaw.

Let's be honest, the biggest way I'm improving things and pushing forward is that I'm not at a bar tonight. Friday is my usual bar night but I decided this was more important.